Your monthly payment can build your equity instead of your landlord's.
New homes in Lexington Heights have recently leased for $1,795 a month for a 3 bedroom and $2,500 for a 4 bedroom. A new Home Creations home of about the same size here has an estimated first-year payment of $1,709 or $2,209 with our 3.99% special rate.*
Where your monthly payment goes
Rent covers a place to live for one more month, and nothing comes back to you when the lease ends. When you own, part of every mortgage payment lowers your loan balance, so each year you build more of a stake in your home.
Your payment helps pay off someone else's property.
Principal paid each month becomes value you keep.
Rent can rise at every renewal, while a fixed-rate loan keeps principal and interest the same.
Houston has a long history of rewarding Homeowners
Houston-area home values rose about 53% from 2010 to 2019, before COVID, and more than 331% since 1991.** If you plan to need a place to live for the next five years, that is five years of payments that could be working for you.
Why Lexington Heights makes owning easier
Since 1981, Home Creations has helped families move from renting to owning. At Lexington Heights, two homes are ready now and four more are ready within about 30 days, with price reductions of up to $40,000 and just $45 earnest money on Quick Move-In Homes.
What the difference means for your budget
Here are a few examples of how first-year payments on our homes compare with recent rentals of new homes about the same size in Lexington Heights.
Our 3 bedroom homes
12055 Curlin Drive has an estimated first-year payment below the $1,795 rent for a new 3 bedroom home of about the same size in the neighborhood.
| Home | Per month | Vs. rent | First year |
|---|---|---|---|
| Rent, 3 bed, 1,470 SF | $1,795 | – | $21,540 |
| 12055 Curlin Drive | $1,709 | -$86 | $20,508 |
| First-year savings, 12055 Curlin Drive | $86 | $1,032 |
Our 4 and 5 bedroom homes
A new 2,065 SF, 4 bedroom home in the neighborhood leased for $2,500. Our 4 and 5 bedroom homes all have estimated first-year payments below that.
| Home | Per month | Vs. rent | First year |
|---|---|---|---|
| Rent, 4 bed, 2,065 SF | $2,500 | – | $30,000 |
| 12051 Curlin Drive | $1,956 | -$544 | $23,472 |
| 11863 Serena's Song Drive | $2,012 | -$488 | $24,144 |
| 11823 Serena's Song Drive | $2,209 | -$291 | $26,508 |
| 12051 Noble Heart Drive | $2,289 | -$211 | $27,468 |
| First-year savings, 11823 Serena's Song Drive | $291 | $3,492 |
Homes at Lexington Heights
Two homes are ready for move-in now, and four more are ready within about 30 days.
12055 Curlin Drive
12059 Curlin Drive
12051 Curlin Drive
11863 Serena's Song Drive
11823 Serena's Song Drive
12051 Noble Heart Drive
Special rate homes must be under contract by October 7, 2026, and close by November 22, 2026.
Questions to ask before you renew your lease
Use these questions to compare renting and owning on equal footing.
- How much will my rent go up at renewal?
- What will I have to show for the next five years of payments?
- What is the full monthly payment to own?
- How much do I need to get started?
Renting vs. owning FAQs
Is it cheaper to buy than rent in Willis?
It can be. At Lexington Heights in Willis, a new 1,470 SF, 3 bedroom home leased for $1,795 a month and a new 2,065 SF, 4 bedroom home leased for $2,500. Comparable Home Creations homes in the same neighborhood have estimated first-year payments of $1,709 for 3 bedrooms and $2,209 for the same 2,065 SF with a 3.99% special rate (6.781% APR).
What is a 2/1 buydown?
A 2/1 buydown lowers your interest rate for the first two years. With this offer the rate is 3.99% in year one, 4.99% in year two, and 5.99% fixed for years three through thirty, so the payment increases after years one and two.
What is included in the estimated monthly payment?
Principal, interest, property taxes, homeowner's insurance, and monthly mortgage insurance. HOA fees and additional closing costs are not included.
Why buy instead of renting a new home?
Even a brand-new rental builds equity for its owner, not for you. When you buy at Lexington Heights, part of every payment lowers your loan balance, and the home is yours to make your own.
How soon can I move in?
Two of the six available homes at Lexington Heights are ready now, and four more are ready within about 30 days. To use the special rate, homes must be under contract by October 7, 2026, and close by November 22, 2026.
How much money do I need to get started?
Earnest money is just $45 on Quick Move-In Homes. The special rate is based on a 30-year FHA loan with 3.5% down. A New Home Consultant can walk you through the full amount due at closing.
Your next lease renewal is a good time to compare.
Our New Home Consultants would be glad to show you a Ready Now home, walk you through the full monthly payment, and help you decide whether owning is right for your family. Schedule a tour today.
Looking to get out of your lease early? We may be able to help. Contact us today to talk through your options.
Call or text Ella for more information at 832-615-2922
*Pricing subject to change without notice. Special incentive rate valid on select homes only. Home purchase contract must be signed before 10/7/2026, and must close by 11/22/2026. 3.99% rate reflects a 2/1 temporary interest rate buydown, reducing the fixed rate during the 1st year from 5.99% to an effective first-year rate of 3.99%, and an effective second-year rate of 4.99%. Rate to be fixed at 5.99% for years 3-30. APR of 6.781% is based on market pricing as of 9/18/26 on a $289,990 sales price with 3.5% Down 30-year FHA loan, and a minimum 740 credit score. Incentive based on 30-Year FHA Loan for approved buyers using CMG Home Loans lender credit (participating lender) and seller credit. Not all buyers will qualify. All mortgage terms and conditions are subject to credit approval. This is not a commitment to lend. Rates may change or not be available at time of lending commitment, lock in, or closing. Payment includes estimated principal, interest, property taxes (community tax rate with assumed homestead exemption of 30% of purchase price), homeowner's insurance ($1,250/year), and monthly mortgage insurance (.55%). FHA upfront MIP (1.75%) is financed into the loan amount. Payment will increase after years 1 and 2. Borrower must qualify for and be able to afford the full note rate. Taxes, insurance, and other costs may vary. HOA fees and additional closing costs not included. Homestead exemption applies to primary residence only and must be applied for and approved. All incentive offers supersede preferred lender and seller credit per page 9 of real estate purchase contract. Not valid on contract rewrites, transfers or on previously signed contracts. Equal Housing Opportunity. Please see a Home Creations New Home Consultant for more information.
Rent comparisons are based on new-construction homes in Lexington Heights, per HAR MLS: a 3 bedroom, 2.5 bath, 1,470 SF home that leased for $1,795 per month on 7/20/2026, and a 4 bedroom, 2 bath, 2,065 SF home that leased for $2,500 per month on 3/30/2026. Each was chosen as the closest recent lease in size to our featured home; recent 3 bedroom leases in the neighborhood ranged from $1,450 to $1,950. 3 bedroom homes are compared with the 3 bedroom rental; 4 and 5 bedroom homes are compared with the 4 bedroom rental. Rents vary by property and lease terms. First-year differences are for illustration only.
**Source: FHFA House Price Index / FRED, Houston-The Woodlands-Sugar Land metro area. Historical appreciation does not guarantee future results. Real estate values can rise or fall.
