The first step to homeownership is determining whether you want to build from the ground up, purchase a house that is under construction or to purchase a move-in ready home. Much of this decision is based on where you want to live, home features you want, community features, as well as your timeline that best suites your needs.
If you choose to build your new home from the ground up, then you will get to choose from a variety of floor plans. You will also get to personalize your home by selecting colors, fixtures and upgrades.
When you buy a home that is under construction you get updates throughout the building process.
We also have several move-in ready homes. Need to move quickly into a new home? If so, purchasing a move-in ready home is the way to go!
After figuring out if you want to purchase a move-in ready home or to build from the ground, applying for a loan is the next step. You can apply from a lender of your choice or one of our participating lenders. The next step is to attend a pre-construction meeting and a color meeting to select all interior and exterior features. Thirty days after framing is complete, you will participate in a “rough-in walk” where a walk-through is scheduled by the builder that allows you to make finishing touches, like deciding the final locations of the cable and electrical outlets. The next step is the homeowner orientation. This is a meeting conducted by a member of our customer care team and allows you to note any particular items that needs to be addressed before you close. We want to make sure everything is perfect!
Our service to you does not end at closing. Our new home consultants and customer care team members are more than happy to offer advice and recommendations. We also conduct customer care walk-throughs 60 days after your closing and again 11 months after your closing. We want to do everything we can to ensure you remain as happy with your home as you were on closing day! Our homes even come with a 10-year structural and foundation warranty to further maintain customer satisfaction.
Your buying power is simply the monetary amount a lender will let you borrow to purchase a new home. We can help connect you to one of our participating lenders to figure out your buying power.
| Pay At Closing | With Our Participating Lenders | Without Our Participating Lenders |
|---|---|---|
| Credit Report |  Covered |  Not Covered |
| Appraisal | Covered | Not Covered |
| Flood Certificate | Covered | Not Covered |
| Tax Service Fee | Covered | Not Covered |
| Underwriting Fee | Covered | Not Covered |
| Document Prep Fee | Covered | Not Covered |
| Origination Fee | Covered | Not Covered |
We're excited to help you find your new home!
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