Purchasing a new home is a big step. There are many costs are associated with a new home that many may not be aware of such as homeowner's insurance and closing costs. However, Home Creations can help pay for closing costs!
Did you know that closing costs are covered when you finance the purchase of one of our homes with one of our participating lenders? That’s right, you can save up to $2,500! With our participating lenders you will not have to pay for a credit report, an appraisal, flood certificate and fees. Imagine what you will be able to do with money you save!
The first step to homeownership is determining what you want. Much of this decision is based on where you want to live, home features on your wishlist, community features, as well as your timeline that best suites your needs. You can choose to build a custom home from the ground up. This will allow you to choose your floor plan, colors, features, upgrades and much more! If you buy a home that is under construction you get updates throughout the building process. We also have several move-in ready homes. Need to move quickly into a new home? If so, purchasing a move-in ready home is the way to go!
Applying for a loan is the next step. You can apply from a lender of your choice or one of our participating lenders. The next step is to attend a pre-construction meeting and a color meeting to select all interior and exterior features. During the build process there will be a pre-drywall walk with your builder to see where your electrical, cable, and light switches are located. The next step is the homeowner orientation. This is a meeting conducted by a member of our customer care team and allows you to note any particular items that needs to be addressed before you close. We want to make sure everything is perfect!
Our service to you does not end at closing. Our new home consultants and customer care team members are more than happy to offer advice and recommendations. We also conduct customer care walk-throughs 60 days after your closing and again 11 months after your closing. We want to do everything we can to ensure you remain as happy with your home as you were on closing day! Our homes even come with a 10-year structural and foundation warranty to further maintain customer satisfaction.
Your buying power is simply the monetary amount a lender will let you borrow to purchase a new home. We can help connect you to one of our participating lenders to figure out your buying power.
With the help of Steve Cooley at American Pacific Mortgage, you can now lock-in your interest rate at today's rate! That is right; have a piece-of-mind knowing your rate is locked-in during the economic instability of today's market. Contact Holly at 405.364-9999 to learn more about this program.
| Pay At Closing | With Our Participating Lenders | Without Our Participating Lenders |
|---|---|---|
| Credit Report |  Covered |  Not Covered |
| Appraisal | Covered | Not Covered |
| Flood Certificate | Covered | Not Covered |
| Tax Service Fee | Covered | Not Covered |
| Underwriting Fee | Covered | Not Covered |
| Document Prep Fee | Covered | Not Covered |
| Origination Fee | Covered | Not Covered |
We're excited to help you find your new home!
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