In Conroe, owning a new home can cost less than renting.
The Enclave at Spring Branch is a new-home community along FM 2090 in Conroe, with quick access to The Woodlands, Highway 242, and Highway 59. You are close to shopping, dining, and Conroe ISD schools, in a quieter setting away from Houston traffic.
Model home: 19095 Style Dr, Conroe, TX 77306 · Mon–Sat 10am–6pm, Sun 12pm–6pm
A place to put down roots in Conroe
Village Series designs recognized by the Greater Houston Builders Association.
Open-concept plans and energy-efficient construction.
Minutes to The Woodlands, Highway 242, and Highway 59.
Your monthly payment can build your equity instead of your landlord's.
A 3 bedroom, 2 bath house in The Enclave at Spring Branch recently rented for $1,800 a month. A new Home Creations home in the same neighborhood has an estimated first-year payment as low as $1,360 with our 3.99% special rate.*
Where your monthly payment goes
Rent covers a place to live for one more month, and nothing comes back to you when the lease ends. When you own, part of every mortgage payment lowers your loan balance, so each year you build more of a stake in your home.
Your payment helps pay off someone else's property.
Principal paid each month becomes value you keep.
Rent can rise at every renewal, while a fixed-rate loan keeps principal and interest the same.
Houston has a long history of rewarding Homeowners
Houston-area home values rose about 53% from 2010 to 2019, before COVID, and more than 331% since 1991.** If you plan to need a place to live for the next five years, that is five years of payments that could be working for you.
Why The Enclave at Spring Branch makes owning easier
Since 1981, Home Creations has focused on the full cost of ownership. The Enclave has no MUD tax, and five of the six homes below are ready now, with price reductions of up to $40,000 and just $45 earnest money on Quick Move-In Homes.
What the difference means for your budget
Here are a few examples of how first-year payments on our Ready Now homes compare with renting a smaller home in the same neighborhood.
The Enclave at Spring Branch
Every home with our special rate has an estimated first-year payment below the $1,800 rent, including a 5 bedroom home.
| Home | Per month | Vs. rent | First year |
|---|---|---|---|
| Rent, 3 bed, 2 bath | $1,800 | – | $21,600 |
| 12825 Naval Drive | $1,360 | -$440 | $16,320 |
| 18737 Loom Drive | $1,444 | -$356 | $17,328 |
| 18745 Loom Drive | $1,584 | -$216 | $19,008 |
| 18724 Loom Drive | $1,668 | -$132 | $20,016 |
| Largest first-year savings | $440 | $5,280 |
Homes at The Enclave at Spring Branch
Five homes are ready for move-in now, and one is ready in January.
12825 Naval Drive
18737 Loom Drive
18745 Loom Drive
18724 Loom Drive
18728 Loom Drive
18748 Loom Drive
Special rate homes must be under contract by October 7, 2026, and close by November 22, 2026.
Questions to ask before you renew your lease
Use these questions to compare renting and owning on equal footing.
- How much will my rent go up at renewal?
- What will I have to show for the next five years of payments?
- What is the full monthly payment to own, including taxes and insurance?
- How much do I need to get started?
Renting vs. owning FAQs
Is it cheaper to buy than rent in Conroe?
It can be. At The Enclave at Spring Branch in Conroe, a comparable 3 bed, 2 bath home recently rented for $1,800 a month, while estimated first-year payments on select Home Creations homes start at $1,360 with a 3.99% special rate (6.781% APR).
What is a 2/1 buydown?
A 2/1 buydown lowers your interest rate for the first two years. With this offer the rate is 3.99% in year one, 4.99% in year two, and 5.99% fixed for years three through thirty, so the payment increases after years one and two.
What is included in the estimated monthly payment?
Principal, interest, property taxes, homeowner's insurance, and monthly mortgage insurance. HOA fees and additional closing costs are not included.
Does The Enclave at Spring Branch have a MUD tax?
No. The Enclave at Spring Branch in Conroe has no MUD tax, with a total property tax rate of about 1.59%.
How soon can I move in?
Five of the six available homes at The Enclave at Spring Branch are ready now, and 18748 Loom Drive is ready in January. To use the special rate, homes must be under contract by October 7, 2026, and close by November 22, 2026.
How much money do I need to get started?
Earnest money is just $45 on Quick Move-In Homes. The special rate is based on a 30-year FHA loan with 3.5% down. A New Home Consultant can walk you through the full amount due at closing.
Your next lease renewal is a good time to compare.
Our New Home Consultants would be glad to show you a Ready Now home, walk you through the full monthly payment, and help you decide whether owning is right for your family. Schedule a tour today.
Looking to get out of your lease early? We may be able to help. Contact us today to talk through your options.
Call or text Ella for more information at 832-615-2922
Get directions to the model home →*Pricing subject to change without notice. Special incentive rate valid on select homes only. Home purchase contract must be signed before 10/7/2026, and must close by 11/22/2026. 3.99% rate reflects a 2/1 temporary interest rate buydown, reducing the fixed rate during the 1st year from 5.99% to an effective first-year rate of 3.99%, and an effective second-year rate of 4.99%. Rate to be fixed at 5.99% for years 3-30. APR of 6.781% is based on market pricing as of 9/18/26 on a $289,990 sales price with 3.5% Down 30-year FHA loan, and a minimum 740 credit score. Incentive based on 30-Year FHA Loan for approved buyers using CMG Home Loans lender credit (participating lender) and seller credit. Not all buyers will qualify. All mortgage terms and conditions are subject to credit approval. This is not a commitment to lend. Rates may change or not be available at time of lending commitment, lock in, or closing. Payment includes estimated principal, interest, property taxes (community tax rate with assumed homestead exemption of 30% of purchase price), homeowner's insurance ($1,250/year), and monthly mortgage insurance (.55%). FHA upfront MIP (1.75%) is financed into the loan amount. Payment will increase after years 1 and 2. Borrower must qualify for and be able to afford the full note rate. Taxes, insurance, and other costs may vary. HOA fees and additional closing costs not included. Homestead exemption applies to primary residence only and must be applied for and approved. All incentive offers supersede preferred lender and seller credit per page 9 of real estate purchase contract. Not valid on contract rewrites, transfers or on previously signed contracts. Equal Housing Opportunity. Please see a Home Creations New Home Consultant for more information.
Rent comparison is based on a comparable 3 bedroom, 2 bath home in the same neighborhood that recently leased for $1,800 per month. Rents vary by property and lease terms. First-year difference compares that rent with the estimated first-year payment shown and is for illustration only.
**Source: FHFA House Price Index / FRED, Houston-The Woodlands-Sugar Land metro area. Historical appreciation does not guarantee future results. Real estate values can rise or fall. Tax rate shown is the total combined rate most recently published as of September 2026 and is subject to change; verify with the Montgomery Central Appraisal District.
